STEP 3: Get Pre-Approved

If you have decided to finance any portion of your property purchase, you will want to be Pre-Approved. A Pre-Approval letter carries more weight than a Pre-qualification letter, especially in a competitive real estate market. A Mortgage Professional or Loan Officer from your financial institution can discuss the various loan programs with you so you can determine which one is best based on your short- and long-term financial goals. In addition to helping you identify the best loan product, a mortgage professional can also advise you on ways to obtain the best interest rate and help you identify the best price range to begin your property search when you want to keep your monthly payments within a certain range.

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